It’s about Choice

We believe that you should have options when it comes to choosing the solar loan that’s right for you. We work directly with the top solar loan providers in the country (both of our partners happen to be B-Corps) to provide the best available options to you. Clear. Transparent. Friendly.

Clean Energy Credit Union

The negative impacts of pollution and climate change are being felt today—we need to act boldly and quickly to protect our environment and usher in a clean energy economy. Public demand for clean energy is growing rapidly, but clean energy projects typically require a large upfront cost, so there’s a growing need for affordable financing.

To address this, a new financial institutions created, Clean Energy Credit Union, that is focused solely on providing loans that help people afford clean energy products and services such as solar electric systems, electric vehicles, home energy efficiency retrofits, electric-assist bicycles, and net-zero energy homes.

Clean Energy Credit Union is a not-for-profit financial services cooperative and a federally chartered credit union, also known as a 501(c)(1) tax-exempt organization. As a cooperative, they are democratically owned and controlled by their members on a one-vote-per-member basis. They serve their mission and their members—and not any bank stockholders. All the money that they save by not paying taxes to the IRS and not paying dividends to stock-holders gets passed through to their members in the form of better loan rates.

Short-Term, Long-Term, or Combo Loan: the Choice is yours

With solar electric system loans, you can harness the power of the sun with no money down.

View Rates and Terms

When financing your new solar electric system, you can choose one or both* of these loan types:

  • A 12-month or 18-month loan that covers your solar tax credit (i.e. the Section 25D federal income tax credit that’s available for new residential solar electric systems at up to 26% of the eligible project cost).
  • A 12-year, 15-year, or 20-year fixed rate loan on the remaining portion of your solar electric system cost (i.e. up to 74% of the eligible project cost).
  • A 12-month or 18-month loan that covers your solar tax credit (i.e. the Section 25D federal income tax credit that’s available for new residential solar electric systems at up to 26% of the eligible project cost).
  • A 12-year, 15-year, or 20-year fixed rate loan on the remaining portion of your solar electric system cost (i.e. up to 74% of the eligible project cost).

* Combining both of these loan types together is commonly called a solar electric system “combo loan.” Learn How Combo Loans Work

  • Secured by the solar equipment that’s installed, not by the equity in your home
  • Loan amounts up to $90,000 per loan
  • Fixed interest rates
  • No prepayment penalties
  • Automatic electronic payments

Solar Mosaic

Applying is easy. Terms are transparent. Approval is fast.

Want to have the option to pay for your solar monthly instead of upfront? Now you can.

Our process is simple, contactless, and offers instant approvals. Having options to pay for solar has never been easier.

Applying is risk-free, with soft credit checks, and strong data encryption.

Pre-qualify today with our risk-free application process.

  • $0 down
  • rates starting at 3.99%
  • 10 or 20-year terms
  • up to $100,000
  • soft credit check
  • instant approval
  • maintain tax credit eligibility
  • paperless processing
  • no prepayment penalty
  • local customer support
  • solar plus battery solutions

 

Arctic Solar Ventures BBB Business Review